Even though the process of remodeling is revolved around what you want and what your space can handle, it is very personalized and most often ultimately overwhelming for any individual who attempts to do a remodel without professional help.
The process starts with planning, not only the designs but the budget as well. All the factors of what you want and what the space can handle must inevitably fit into the final budget. When you act as owner-builder, you face the pressures of not only designing it, but planning for it, permitting it and staying on schedule and budget.
1) What is Owner-Builder?: Owner-builder is someone who owns the property and acts as their own general contractor on the job and either does the work themselves or has employees or subcontractors working on the project. The risks included are:
*You are responsible for the plans. All the plans and the work must pass code and building inspections.
*You are responsible for ordering and paying for all materials.
*You can’t do more than two remodels on two different homes in any three-year period.
2) Never Pull Permit As Owner-Builder: Once you sign the permit and pay your fee, you now become responsible for the project just as if you were a licensed general contractor. You have now taken on all of the responsibilities as someone who is licensed with their State. The guidelines are:
* You must live in the home 12 months before you start the work.
* You are responsible for supervising, scheduling and paying all subcontractors.
*Check your local building codes for more information about owner-builder activities.
3) Never Act As The Contractor: You should never act as the contractor unless you are truly knowledgeable about construction. Mistakes can be costly and take additional time to repair and correct. These are a few of the owner-builder risks:
*If you don’t schedule the job properly the workers may not be available when you need them.
*If you don’t pay on time, then you can face having liens on your property.
*If you are not carrying workers comp or liability insurance, you are facing a huge liability.
4) Owner-Builders On A Budget: When saving money is a goal, they often seek out unlicensed contractors because they are cheaper. Taking this path will only lead to headache, heartache and loss of money.